Hi stants,
In fact when writing the program it turned out it was better to have the character commands separate from the player commands.
Not all games will use the optional character commands facility - so in those cases there will just be a couple of "default" entries (which you've already discovered in default.tab)
All you have to remember is that if there is a command (coding entry) that must be recognized by a CHARACTER then it must be listed in the "Char Responses" as opposed to the normal "Player Response" list.
Character speech commands are simply commands that follow an input command that begins:
>say to <character>,
>say <character>,
or
><character>,
and thus that is how they are differentiated and interpreted as a non player character (NPC) command rather than a normal player character command.
In general, you should find it beneficial to have all these sorts of commands in the same place and it seemed therefore a good idea to have them accessible via the Character Editor.
Regards,
Phil.